Know your true ROI. Calculate gains after commissions and estimated taxes.
Calculated based on realized gains.
To find your net profit, use the formula:
((Sell Price - Buy Price) × Shares) - Commissions - Taxes.
Many investors forget to include the "round-trip" commission (buying and selling fees), which can eat into small margins.
A $500 profit on a $1,000 investment (50% ROI) is significantly better than a $500 profit on a $10,000 investment (5% ROI). Tracking your percentage return helps you compare your stock performance against benchmarks like the S&P 500.
To find your net profit, use the formula:
((Sell Price - Buy Price) × Shares) - Commissions - Taxes
Many investors forget to include the "round-trip" commission—the fee paid both when buying and selling—which can significantly eat into small margins on high-volume trades.
A $500 profit on a $1,000 investment (50% ROI) is more efficient than a $500 profit on a $10,000 investment (5% ROI). Tracking your Return on Investment (ROI) allows you to compare your stock performance against global benchmarks like the S&P 500 or Bitcoin.
| Tax Type | Holding Period | Typical Impact |
|---|---|---|
| Short-Term Capital Gains | Under 1 Year | Taxed as Ordinary Income (higher) |
| Long-Term Capital Gains | Over 1 Year | Lower Tax Rate (0%, 15%, or 20%) |
Commissions reduce your total return. Our calculator subtracts both entry and exit fees to ensure you see the actual cash-in-hand amount after the trade is closed.
Historically, the stock market (S&P 500) returns about 7-10% annually. Any ROI above this is considered strong performance, though higher returns usually come with higher risk.
Yes, in most jurisdictions, selling a stock for more than you paid triggers a capital gains tax. This calculator allows you to input an estimated tax rate to see your after-tax net profit.
Payvo.me handles complex financial reporting so you don't have to use spreadsheets.